Business as Usual
What I think I think about 401(k) plan tax credits
For starters, I want to clarify that I am not a certified public accountant, and I am certainly not an attorney. Therefore, what you are about to read should not …more
Articles by WYATT MOERDYK, CFP®, AIF®
Buy & Hold
The Average 401(k) Participant is Anything but Average.
Every year, fresh data emerges, painting the financial habits of investors in an ever-clearer light and each year a consistent trend appears: the average investor’s return lags that of the …more
Let's Make a Plan @ Wor(k)
Beyond Dollars and Cents: How Behavior Impacts Your Savings
In the world of behavioral finance, one name stands out: Richard Thaler. A Nobel Prize winner, and professor at the University of Chicago, Thaler has spent his career exploring how …more
Let's Make a Plan @ Wor(k)
Retired before SECURE Act 2.0. How is that possible?
During one of his many entertaining press conferences, President Ronald Reagan said, “The nine most terrifying words in the English language are ‘I’m from the government and I’m here to …more
It's the Law
Setting Every Community Up for Retirement Enhancement? (3)
What would enhance every community’s retirement? It is an interesting question, and in some ways, it just leads to other questions. However, if you want to know what the government’s answer …more
It's the Law
Setting Every Community Up for Retirement Enhancement? (2)
There is a reason for my question mark. SECURE Act 2.0 is complicated, to say the least. By my count, there are seven titles and 92 sections. The Senate finance …more
It's the Law
Setting Every Community Up for Retirement Enhancement? (1)
It’s questionable. Is the answer really just a matter of revising and adding more rules to the way Americans save for retirement? Can the acrobatic acronym creators save us once …more